Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Inside, the home offers 890 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. A private backyard adds extra space for play, pets, or simple relaxation. Practical parking available makes everyday living easier for households with multiple vehicles. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 290 days on the market, this home remains a strong option in the area. Currently offered at $169,000, this home delivers a strong combination of space, condition, and location.