Welcome to this 3-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 1,525 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 1.05 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. Recently listed and already on many buyers radar, this home is a fresh opportunity. At $139,900, this home is well positioned for buyers seeking value in Toccoa.